Benefits Assistance

The Council on Aging’s Benefits Assistance program helps seniors and adults with disabilities find and enroll in state and federal benefit programs for which they are eligible. These programs include the Medicare Part D Extra Help, the Medicare Savings Programs, Medicaid, the Supplemental Nutrition Assistance Program (SNAP-formally known as Food Stamps), and the Home Energy Assistance Program, among others. When you contact the Council on Aging a trained Benefits Specialist will complete a screening to determine your eligibility for various benefit programs. We will explain the eligibility requirements and can help you to apply. In addition, we will follow-up with you to ensure the benefits were obtained. You may also visit www.benefitscheckup.org to complete an online benefits screening.  

Medicare Savings Programs and Extra Help

Medicare Savings Programs (also known as Medicare Premium Assistance Programs – MPAP) help those with low income and asset levels pay for health care coverage up to and including Medicare Part B premium, all deductibles and coinsurances that Medicare does not pay. There are four Medicare Savings Programs and you must meet certain income and asset criteria to qualify. Click here to see if you qualify.

Extra Help (also known as the Low Income Subsidy) helps those with low income and resources/assets pay for their Medicare prescription drug (Part D) costs. Click here to see if you qualify.

Although these programs are administered by the Department of Job and Family Services and the Social Security Administration respectively, the Council on Aging’s Benefits Specialist will screen for eligibility for these programs and help you to apply for these benefits.

How to Get Started...

If you are interested in learning more or wish to make an appointment, please contact Tracy Rogan at 440-205-8111 ext. 237 or email her at trogan@lccoa.org. There are no fees for Benefits Assistance.

 

 

Home Energy Assistance Program (HEAP)

The Home Energy Assistance Program (HEAP) is a federally funded program administered by the Ohio Development Services Agency’s Office of Community Assistance. It is designed to help eligible low-income Ohioans meet the high costs of home heating. If you are eligible for assistance, the amount of your one-time HEAP benefits will depend on federal funding levels, how many people live with you, total household income, and the primary fuel used to heat your home. In most cases, the one-time benefit will be a credit applied to your energy bill by your utility company (or fuel vendor).

You may contact the Council on Aging for assistance with completing your HEAP application. You may call (440) 205-8111 or walk-in during our regular business hours. Click here for a list of documents to bring with you.

Medicaid Expansion

According to the state, an estimated 275,000 uninsured adults will now be eligible for Medicaid under the recently expanded program. As part of the Affordable Care Act, the federal government has pledged funding for states that expand Medicaid coverage to include those whose incomes are 138 percent of the federal poverty line or less. The individuals gaining eligibility under the new program are primarily adults under the age of 65 without dependent children. For more information or to enroll, visit the Ohio Benefits website.